Chanfrau & Chanfrau

Bicycle Accidents and Insurance Challenges After a Serious Injury

By William Chanfrau, Jr. on November 18, 2015

Signing an insurance policyThe lawyers of Chanfrau & Chanfrau are committed to people who have been seriously injured in the greater Daytona Beach area. We have years of experience in complicated personal injury litigation and lawsuits, helping clients get back on their feet through successful settlements and legal resolutions.

When people are involved in bike accidents, they can experience major physical harm as well as problems with insurance companies. Let's explore these matters in more detail right now.

Bike Accidents Can Lead to Serious Injuries

Bicyclists are more exposed to serious injury than others on the road. Even if a bicyclist is wearing a helmet, rides in bike lanes, and uses hand signals, the severity of an injury can be serious. This is the risk of riding a bike sometimes, and that's why its so important that bicyclists be as careful as possible while they are riding.

Not Even Wearing a Helmet May Be Effective in Major Accidents

While wearing a helmet can protect you from serious basic head trauma in many cases, it may not always be effective in serious collisions and accidents. Bicyclists can still suffer serious head trauma and brain damage from major blows or falls, not to mention broken bones, abrasions, internal injuries, and so on.

You should always wear a helmet when riding a bike, but just be aware that the helmet alone may not be enough to protect you from serious injuries.

Insurance Coverage for Bike Accident Injuries

Emergency medical attention will be covered by your insurance, though it depends on the nature of your injury as well as the nature of your insurance policy. These can vary a fair amount, so it's important that you keep that in mind.

As for the damage to your bicycle, this may not be covered by insurance depending on what sort of insurance plan you have in place. There are supplemental insurance companies that provide insurance for bicyclists, covering theft and damage of the bicycle. Your policy and its stipulations will determine if your bike will be replaced and/or if you will be compensated for damage.

Holding Negligent Parties Accountable

If you are injured in a bicycle accident, it's very important that you seek legal help. Working with an attorney will allow you to get the counsel you need to ensure successful resolution of your case. Negligent parties will be taken to task for their actions or failure to act responsibly, and we will fight to ensure you receive compensation to cover injuries, medical expenses, lost wages, and so forth.

Helping Legitimate Claims Get Heard

If you are having issues with your insurance company following a bicycle accident, our legal team can work with you to help with the difficult process. By providing guidance to our clients, we will help them achieve peace of mind so they can recover and move forward with life.

In essence, we'll help you get back on your bike again after you've fallen off.

Speak with Attorneys About Your Bike Accident Case

If you would like to speak with a skilled legal expert about your options following a bicycle accident, it's important that you contact our personal injury attorneys today. The lawyers of Chanfrau & Chanfrau will help you achieve a successful resolution in your case.

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