Auto Insurance, Accidents, and Florida Laws
Florida law requires all drivers to carry no-fault insurance coverage, which includes a personal injury protection (PIP) plan. The no-fault law establishes limited liability for injuries resulting from an auto accident, with PIP benefits paying for the medical bills of the injured party.
Uninsured motorist insurance provides coverage to protect drivers in case of an accident involving a party who does not have insurance or is under-insured. Uninsured motorist insurance pays for medical bills beyond the $10,000 provided by PIP, as well as for property damage and other losses.
If another driver is negligent, careless, or reckless and causes a collision that harms you or your family, monetary compensation can help you put your life back together. Damages in the case of liability can include past and future medical bills and lost wages, and loss of property.